1. The word Punjab is made from two persian words 'Panj' and 'Ab.' 'Panj' means five, what does 'Ab' mean?
(a) Lands
(b) Rivers
(c) mountains
(d) waterfalls
(e) None of these
2. Which of the following happened to be the first private bank in India to receive an in-principle approval from RBI?
(a) HDFC Bank
(b) ICICI Bank
(c) Yes Bank
(d) United Western Bank
3. Who among the following can issue commercial papers in India?
(a) Corporates
(b) Primery dealers
(c) All India financial institutions
(d) both 1 & 2
(e) All of these
4.When the credit committee corporation was created?
(a) 197
(b) 1972
(c) 1971
(d) 1973
(e) None of these
5. The co-operative bank is governed by the banking regulation Act 1949 and co-operative societies Act of
(a) 1962
(b) 1963
(c) 1960
(d) 1969
(e) 1965
6. A scheduled bank must be
(a) A corporative or company incorporated by any law in force in any place in India
(b) An institution notified by GOI
(c) A company as defined by companies act, 2013
(d) All of the above
(e) None of these
7. FD in a commercial bank can be done for a maximum period of
(a) 15 yrs
(b) 25 yrs
(c) 10 yrs
(d) No limit
(e) None of these
8. Which of the following is a third party product often sold by banks?
(a) Gift cheques
(b) Credit cards
(c) Debit cards
(d) Mutual funds
(e) All of the above
9. In index of financial inclusion has been launched for the first time in 2008 by
(a) BSE
(b) NSE
(c) ICRIER
(d) CCI
(e) None of these
10. Which of the following is not a contributing factor to micro-credits?
(a) EMI
(b) Collaterals
(c) KYC norms
(d) Pre-payment charges
(e) All of the above
11 .Financial assistance for a sum of Rs. 5,000 can be called as?
(a) Small finance
(b) Micro finance
(c) Crazy finance
(d) Petty finance
(e) None of these
12.What is current coverage of bank account of population (approx)?
(a) 60%
(b) 80%
(c) 40%
(d) 50%
(e) None of these
13. As per the 2011 census. which of the following states of India has the highest literacy rate?
(a) Mizoram
(b) Tripura
(c) Goa
(d) Himachal Pradesh
(e) Kerala
14. CASA ratio is the ratio of deposits in which accounts of a bank to its total deposits ?
(a) current account
(b) saving account
(c) Recurring accounts
(d) both 1 & 2
(e) both 2 & 3
15. Which of the following restrictions apply for opening BSBDA by banks for individuals?
(a) Age
(b) Income
(c) Amount
(d) both 2 & 3
(e) None of these
Answers-
1.B
2.A
3.E
4.C
5.E
6.D
7.C
8.D
9.C
10.B
11.B
12.C
13.E
14.D
15.E
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