Q1. Which of the following
organisations is known as the market regulator in India?
(a) IBA
(b)
SEBI
(c) AMFI
(d) NSDL
(e) None of the above
Q2. Very often we read
in the newspapers about various measures taken up to control the flow of the
capital in the Indian markets. Who amongst the following is/are the regulators
who can control the flow of the same in India?
(1) Indian Bank’s
Association
(2) RBI
(3) SEBI
(a) Only (1)
(b) Only (2)
(c)
Only (3)
(d) Both (2) & (3)
(e) Both (1) & (2)
Q3. Interest on Savings
deposit nowadays is _____________.
(a) Fixed by RBI
(b)
Fixed by the respective Banks
(c) Fixed by the
Depositors
(d) Fixed as per the
contract between Bank and the Consumer Court
(e) Not paid by the Bank
Q4. The Holidays for the
Banks are declared as per _________.
(a) Reserve Bank Act
(b) Banking Regulation
Act
(c)
Negotiable Instruments Act
(d) Securities and
Exchange Board of India Act
(e) Companies Act
Q5. Equity schemes
managed strong NAV gains which boost their assets' was a new in some financial
newspapers. What is the full form of NAV used as in above headlines?
(a) Nill Accounting
Variation
(b) Net Accounting
Venture
(c)
Net Asset Value
(d) New Asset Venture
(e) None of the above
Q6. Which of the following is
not a function of the RBI?
(a) Maintaining Forex
(b) Deciding Bank Rate,
CRR and SLR from time to time
(c)
Opening Savings Accounts for general public
(d) Prescribing the
Capital Adequancy Ratio
(e) Currency Management
Q7. The names of which of the
following rates/ratios cannot be seen in financial newspapers?
(a) Bank Rate
(b) Repo Rate
(c) Statutory Liquidity
Ratio
(d) Cash Reserve Ratio
(e)
Pulse Rate
Q8. Ten-rupee notes contain
the signature of................?
(a) Finance Secretary,
GOI
(b) Chairman, State Bank
of India
(c)
Governor, Reserve Bank of India
(d) Finance Minister,
GOI
(e) Prime Minister
Q9. Banking and
financial services all over the world are regulated usually by the Monetary
Authority of the land. Who controls this function in India?
(a) Ministry of Finance
(b) SEBI
(c)
RBI
(d) IRDA
(e) FEDAI
Q10. For which of the
following reasons RBI has decided to undertake mid-quarter policy reviews?
(1) To re-align its
policies
(2) To take steps and
ensure smooth flow of credit
(3) To provide guidance
to the economy
(a) Only (1)
(b) Only (2)
(c) Only (3)
(d)
All (1), (2) & (3)
(e) None of the above
Q11. Banking Sector will fall
under which of the following?
(a) Agricultural
Sector
(b)
Service Sector
(c) Manufacturing
Sector
(d) Industrial Sector
(e) None of the above
Q12. Which of the
following Acts was framed specially to deal more effectively with the problem
of Non- Performing Assets in Banking system?
(a)
SARFAESI Act
(b) Banking Regulation
Act
(c) Foreign Exchange
Management Act
(d) Industrial Disputes
Act
(e) None of the
above
Q13. Many Banks these
days are entering into business of offering loans against property. This
business of the banks can be categorized under which of the following heads of
banking?
(a) Corporate
Banking
(b)
Personal Banking
(c) Merchant
Banking
(d) Portfolio Management
Services
(e) None of the
above
Q14. “e-stamping”
denotes?
(a) replacement of the
traditional system of affixing postal stamps in postal services
(b) doing away with the
need of banks to brand stamps on negotiable instruments manually
(c) sending message
through e-mail, where no stamping is necessary
(d)
replacing stamp duty required for payment of registration of properties and
documents
(e) None of the
above
Q15. In which of the following
situations can a bank issuing a Bank Guarantee may withhold payment of the
Guarantee invoked by the beneficiary?
(a) when it is not
satisfied that there was default on the part of the party because of which the
beneficiary suffered
(b)
bank can withhold payment of the guarantee upon being served an injunction by
the Court restraining payment under the guarantee
(c) there is no
provision for withholding payment of a Bank Guarantee when invoked
(d) All of the
above
(e) None of the above
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