1. In the case of
granting loan against a life insurance policy, the banker should see:
a) The existence of
insurable interest
b) The surrender value
c) The admission of age
d) All of the above
e) None of the above
2. In Mutual Funds, NAV
is the price of ___
a) Entire fund value
b) One unit of a fund
c) Surrender value
d) Average value of
shares
e) Dividends paid in a
year
3. New Lending Rate on
Bank Loans is now calculated as per:
a) Bench Mark Prime
Lending Rate (BPLR)
b) Base Rate
c) Prime Lending Rate
(PLR)
d) Marginal Cost of
Funds based Lending Rate (MCLR)
e) Risk Based Rate.
4. According to new
norms anyone would be able to register a company in India in how many days?
a) 5
b) 4
c) 7
d) 1
e) 3
5. Naina Lal Kidwai is
an independent non-executive director of:
a) Altico Capital
b) Reliance Capital
c) Infrastructure
Development Finance Company
d) Shriram Transport
Finance
e) None of the above
6. Which Indian bank has
launched iWork@Home programme for its women employees?
a) HDFC
b) Axis bank
c) ICICI Bank
d) IDBI Bank
e) SBI
7. Who is the present MD
and CEO of Multi Commodity Exchange?
a) Balasubramaniam
Venkatramani
b) Mrugank Paranjape
c) Manoj Vaish
d) Praveen Kumar Singhal
e) Mansi Aggarwal
8. Flipkart has launched
an online wallet-Flipkart Money. What purpose does E-wallet serve?
a) E-wallet is an online
prepaid account under which user can deposit money in advance and can be used
as payment
b) E-wallet is an
offline prepaid account where one can stock money to be used when required
c) E-wallet is an online
prepaid account under which user can purchase online and they can pay later.
d) E-wallet is a feature
of web browser that allows a user to store personal details for identification
purpose
e) None of the above
9. The bank does not
open a saving account in the name of:
a) Government
Departments
b) Municipal
Corporations/ Committees
c) Panchayat Samities
d) State Housing Boards
e) All the above
10. The Reserve Bank of
India publishes the classification of demand deposits with the commercial
banks. Which of the following are included in demand deposits?
a) Fixed deposits held
as security for advances is a classification of time deposits
b) Deposits held as
security for advances which are repayable on demand
c) Current deposits
d) Demand liabilities
portion of saving bank deposits
e) b, c and d
11. Time deposits
include:
a) Fixed deposits
b) Cash certificates,
recurring deposits
c) Time liabilities
portion of saving bank deposits
d) Staff security
deposits
e) All of the above
12. Which of the
following is included in the banking reforms in India?
a) To strengthen risk
management
b) Providing easy credit
to all
c) Provide guaranteed
subsidy from the government
d) Both b and c
e) None of the above
13. Which of the
following Nation is not a member country of Shanghai Cooperation Organization
(SCO)?
a) India
b) Kazakhstan
c) Tajikistan
d) China
e) Russia
14. What is the purpose
for RBI allowing RRBs to open their branches in tier-II cities without
asking for permit?
a) To empower RRBs with
the powers that RBI has
b) To increase the reach
of banking service in tier-II cities.
c) To generate money
from tier-II cities
d) To increase the
number of RRBs more than other commercial bank in tier-II cities
e) None of the above
15. Which of the
following is not associated with risks related to risk management in banks?
a) Credit risk
b) Market risk
c) Fund risk
d) Operational risk
e) None of the these
16. Which was the first
Indian commercial bank wholly owned and managed by Indians opened in the
year 1911?
a) Bank of Madras
b) Central Bank of India
c) State Bank of India
d) Hindustan Bank
e) Union Bank of India
17. Financial activities
tax and Financial stability contribution is proposed by ?
a) G-8
b) SAARC Summit (second)
c) G-20
d) SAARC Summit (First)
e) None of the above
18. Which of the
following statement(s) is/are true about promissory note?
a) It is always in
writing
b) It has an
unconditional undertaking called promise
c) The promise is to pay
money
d) The money is to be
pay money
e) All the above
19. On recommendation in
which of the following committee NABARD was established?
a) C. Rangarajan
Committee
b) Vijay Kelkar
Committee
c) Sivaraman Committee
d) Chelliah Committee
e) None of the above
20. Money lent in the
money market for one day is referred as:
a) Notice money
b) Long term loan
c) Short term loan
d) Call money
e) None of these
Answers:
1) d
2) b
3) d
4) d
5) a
6) c
7) b
8) a
9) e
10) a
11) e
12) a
13) a
14) b
15) c
16) b
17) c
18) e
19) c
20) d
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