1.
‘Smart Money’ is term used for?
A.Internet Banking
B.Cash with Public
C.Cash with Bank
D.Credit
Card
A.10 years
B.15 years
C.25
years
D.30 years
3.
In the case of advance against fixed deposit receipts issued by banks?
A.the deposit receipts
are assigned to the bank
B.the deposit receipts
are hypothecated to the bank
C.the deposit receipts
are mortgaged to the bank
D.a
lien is created in favour of the bank on the deposit receipts
4.
Negative lien is?
A.a right of the bank to
take possession of all the assets hypothecated to the bank in the case of
default by the borrower
B.a special type of lien
on the shares of public limited companies
C.a
declaration of the borrower to the effect that his assets are free from
encumbrance and that he shall not encumber or dispose them of without
bank’s permission
D.none of the above
5.
Discount on issue of shares is a?
A. revenue loss
B.
capital loss
C. deferred revenue
expenditure
D. revenue and capital
loss both
6.
Which of the following Committee recommended a separate Act, for Securitisation
and Reconstruction of Financial Assets and Enforcement of Security Interest
Act?
A.Rangarajan Committee
B.T.R.
Andhyarajuna Committee
C.Narashimham
Committee
D.Nayak Committee
7.
The essential features of securitization are?
A.Acquisition of
Financial Assets by a Securitisationor Reconstruction Company
B.The Assets may be NPA
or standard
C.On sale the Assets go
out of the Books of the Originator
D.All
of the above
8.
What are the Rights available to a secured creditor?
A.To sell the
Assets
B.File application with
DRT for recovery of full or remaining dues
C.To proceed against the
guarantor
D.All
of the above
9.
The significance of index linked bonds is?
A.It provides protection
against inflation rate rise
B.It is inbuilt in the
process
C.Both
A and B
D.None
of the above
10.
Why the corporates prefer to issue debt paper than to Bank credit?
A.The
cost of debt paper is much lower
B.The procedure is easy
C.Both A and B
D.None of the above
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