1.
Commercial banks influence money supply through ____?
(a)Printing of one rupee
notes
(b)Augmentation of
savings and time deposits
(c)Provision of high
denomination notes
(d)Creation
of demand deposits
(e)None of the above
(a)A decline in the cost
of credit including greater and the demand for borrowing
(b)An
increase in the cost of credit discouraging demand for credit
(c)No change in the cost
of credit and the demand for borrowing
(d)Cost of credit has no
relationship with demand for borrowing
(e)None of the above
3.
Open market operations are mainly used as ______?
(a)A fiscal device which
assists Government borrowing
(b)A
monetary measure to regulate quantity of money in circulation and the cash
reserves of the commercial banks
(c)A measure to
counteract extreme trends in business
(d)A measure to
influence the balance of payments position
(e)None of the above
4.
What is Debt Equity Ratio?
(a)Ratio
of long-term borrowing to tangible net worth
(b)Ratio of current
assets to own tangible net worth
(c)Ratio of fixed assets
to tangible net worth
(d)None of the
above
5.
Intangible assets are _____?
(a)Preliminary
expenses
(b)Patents, copyright,
goodwill
(c)Losses which cannot
be reduced from share capital
(d)All
the above
(e)None of the above
6.
Liability-side of the balance-sheet comprises ______?
(a)Capital and
reserve
(b)Long-term
liabilities
(c)Current
liabilities
(d)All
the above
(e)None of the Above
7.
Export Credit Packing Advance sanctioned to SSI exporters are covered under the
credit guarantee scheme of ______?
(a)DICGC
(b)ECGC
(c)DRI
(d)GIC
(e)None of the
above
8.
Treasury Bills are issued at _____?
(a)a
discount
(b)a premium
(c)at face value
(d)both a and b
(e)None of the above
9.
The word “BANK” is derived from _____?
(a)Italian word
“banco”
(b)Word “bancus” or
“banque” which means bench
(c)Work “back” from
German meaning “joint stock fund
(d)All
of these
(e)None of the
above
10.
The term “MSME” used in banking parlance means _____?
(a)Mini, Small and
Medium Enterprises
(b)Micro,
Small and Medium Enterprises
(c)Mini scale Marketing
Enterprises
(d)Medium Scale
Marketing Enterprises
(e)None of the above
No comments:
Post a Comment