1. Co-operative banks are ____?
a) Private sector banks
b) Public sector banks
c) Joint-sector banks
d) All of the above
e) None of the above
2. Certificate of Deposit can be issued by _____?
a) Reserve Bank, NABARD and Exim Bank only
b) Commercial banks and term lending institutions
c) Scheduled commercial banks excluding regional rural banks
d) All the above
e) None of the above
3. The commercial paper can be issued by _____?
a) Corporates
b) Reserve Bank of India
c) IDBI
d) Every non-banking company
e) None of the above
4. The Stock Exchange Board of India was set up by a Special Act in ____?
a) 1988
b) 1989
c) 1987
d) 1990
e) None of the above
5. Demand deposits mean _____?
a) Deposits withdrawable on demand by the depositor
b) Current deposits
c) Fixed deposits
d) Short deposits
e) None of the above
6. What is Call Money”?
a) Money borrowed and lent for overnight or a day
b) Money borrowed for more than a day but upto 3 days
c) Money borrowed for more than a day but upto 7 days
d) Money borrowed for more than a day but upto 14 days
e) None of the above
7. Time deposits means _____?
a) The deposits which are lent to bank for a fixed period
b) Time deposits include overdue fixed deposits
c) Time deposits do not include recurring deposits as well
d) Time deposits do not include deposits under Home Loan Account Scheme
e) None of the above
8. Fixed deposits are for the bank ____?
a) Demand liability
b) Fixed asset
c) Time liability
d) All of the above
e) None of the above
9. Which of the following acts as Regulators for Credit rating agencies in India?
a) RBI
b) NSDL
c) SEBI
d) SIDBI
e) None of the above
10. The banker has a lien on _____?
a) Bonds given for collection
b) Bonds given for safe custody
c) Bonds left by mistake
d) (a) and (b) together
e) None of the above
11. “Muhammad Yunus” is associated with Banking Industry and is acclaimed for his contribution in the field of ____?
a) Micro-finance
b) Technological advancement
c) Consumer finance
d) Banking Reforms in Bangladesh
e) Low-cost housing
12. Companies which generally finance the early-stage, high-potential, high risk growth startup companies are _______?
a) Micro-Finance companies
b) Venture Capital Funds
c) Corporate Financing Banks
d) Non-Banking Finance Companies
e) State Finance Corporations
Answers:
1. Private sector banks
2. All the above
3. Corporates
4. 1988
5. Deposits withdrawable on demand by the depositor
6. Money borrowed and lent for overnight or a day
7. The deposits which are lent to bank for a fixed period
8. Time liability
9. SEBI
10. Bonds given for collection
11. Micro-finance
12. Venture Capital Funds