1. Which of the following was the reasons owing which base rate was introduced?
(a) BPLR, system fell short of RBIs objective bringing transparency in lending rates
(b) Under BPLR system it was difficult for RBI to access transmission of policy rates.
(c) BPLR system was not beneficial to the customers
(1) Only (A)
(2) Only (B)
(3) Only (A) & (B)
(4) Only (B)& (C)
(5) All, (A) & (B) & (C)
2. Real Time Gross Settlement System means a payment system in which
(a) both processing and final settlement of funds transfer instructions can take place continuously
(b) final transaction takes place at the end of the day
(c) final payment is physically effected within 24 hours
(d) final settlement of funds take place at 3 PM daily
(e) none of the above
3. Effective from 15th April, 1980, how many banks with demand and time liabilities exceeding 200 crore were nationalized?
(a) five
(b) four
(c) six
(d) ten
(e) None of these
4. Which of the following is the name of the organization specifically to develop small scale industrial sector in our country?
(a) NABARD
(b) SEBI
(c) SIDBI
(d) AMFI
(e) None of the above
5. When was the first commercial bank in India, ‘Hindustan Bank’. Set up in Calcutta ( now Kolkata)?
(a) 1690
(b) 1770
(c) 1805
(d) 1890
(e) none of these
6. Which of the following types of ATMs eliminates the need for PIN early and authenticated customer transactions by thumb impressions.
(a) while label ATMs
(b) Biometric ATMs
(c) On-site ATMs
(d) Off-site ATMs
(e) none of the above
7. A loan granted for short duration crops would be treated as NPA, if the instalment of principal or interest thereon remains overdue for
(a) two crop seasons
(b) two quarters,
(c) two half- years
(d) whichever is less
(e) none of the above
8. “Scheduled bank” means a bank
(a) incorporated under the Companies Act, 1956,
(b) authorized to the Banking business,
(c) governed by the Banking Regulation Act, 1949,
(d) Included in the Second schedule to the Reserve Bank of India Act 1934
(e) All of the above
9. For filing and resolving customer complaints the banking Ombusdsman
(a) charges a fee of 500/-
(b) does not charge any fee
(c) charges a fee of 1500/-
(d) charges a fee of 1000/-
(e) none of these
10. Consider the following
1. international bank for reconstruction and development (IBRD)
2. international development association (IDA)
3. International finance corporation (IFC)
4. Multiateral investment guarntee agency (MIGA)
5. International center for settlement of investment disputes (ICSID)
which among the above constitute the world bank group?
(a) I only
(b) 1 and 2
(c) 1, 2 and 3
(d) 1, 2, 3 and 4
(e) 1, 2,3 4 and 5
Answers:
1. C
2. A
3. C
4. B
5. b
6. B
7. A
8. D
9. B
10. E
(a) BPLR, system fell short of RBIs objective bringing transparency in lending rates
(b) Under BPLR system it was difficult for RBI to access transmission of policy rates.
(c) BPLR system was not beneficial to the customers
(1) Only (A)
(2) Only (B)
(3) Only (A) & (B)
(4) Only (B)& (C)
(5) All, (A) & (B) & (C)
2. Real Time Gross Settlement System means a payment system in which
(a) both processing and final settlement of funds transfer instructions can take place continuously
(b) final transaction takes place at the end of the day
(c) final payment is physically effected within 24 hours
(d) final settlement of funds take place at 3 PM daily
(e) none of the above
3. Effective from 15th April, 1980, how many banks with demand and time liabilities exceeding 200 crore were nationalized?
(a) five
(b) four
(c) six
(d) ten
(e) None of these
4. Which of the following is the name of the organization specifically to develop small scale industrial sector in our country?
(a) NABARD
(b) SEBI
(c) SIDBI
(d) AMFI
(e) None of the above
5. When was the first commercial bank in India, ‘Hindustan Bank’. Set up in Calcutta ( now Kolkata)?
(a) 1690
(b) 1770
(c) 1805
(d) 1890
(e) none of these
6. Which of the following types of ATMs eliminates the need for PIN early and authenticated customer transactions by thumb impressions.
(a) while label ATMs
(b) Biometric ATMs
(c) On-site ATMs
(d) Off-site ATMs
(e) none of the above
7. A loan granted for short duration crops would be treated as NPA, if the instalment of principal or interest thereon remains overdue for
(a) two crop seasons
(b) two quarters,
(c) two half- years
(d) whichever is less
(e) none of the above
8. “Scheduled bank” means a bank
(a) incorporated under the Companies Act, 1956,
(b) authorized to the Banking business,
(c) governed by the Banking Regulation Act, 1949,
(d) Included in the Second schedule to the Reserve Bank of India Act 1934
(e) All of the above
9. For filing and resolving customer complaints the banking Ombusdsman
(a) charges a fee of 500/-
(b) does not charge any fee
(c) charges a fee of 1500/-
(d) charges a fee of 1000/-
(e) none of these
10. Consider the following
1. international bank for reconstruction and development (IBRD)
2. international development association (IDA)
3. International finance corporation (IFC)
4. Multiateral investment guarntee agency (MIGA)
5. International center for settlement of investment disputes (ICSID)
which among the above constitute the world bank group?
(a) I only
(b) 1 and 2
(c) 1, 2 and 3
(d) 1, 2, 3 and 4
(e) 1, 2,3 4 and 5
Answers:
1. C
2. A
3. C
4. B
5. b
6. B
7. A
8. D
9. B
10. E
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